English
شبكة الطالب الدولي - الدراسة بالمعاهد والجامعات في أمريكا، المملكة المتحدة وأستراليا – للطلبة الأجانب والمبتعثينIS-Net

معلومات حول التمويل والمنح الدراسية في أمريكا، المملكة المتحدة و أستراليا

 

Scholarship / Financial Aid for the USA

You will need to carefully plan your finances while studying abroad. From scholarship information to financial aid to managing your budget, we can help you manage your finances effectively while studying in the USA.


So how much money will you need? You can get a general idea about expenses by looking at catalogs or application information provided by the university. Remember, however, that tuition rates vary tremendously. State (public) universities are generally, but not always, less expensive than private institutions. Some private institutions may be able to offer scholarships that state schools can not. Two-year or community colleges are usually less expensive than colleges and universities offering bachelor's and graduate degrees.

The cost of living in different parts of the United States also varies. In general, living in urban areas (in or near a big city) is more expensive than living in smaller towns or rural areas. Renting an apartment in a big city can cost twice as much as it does in a smaller town because there is such high demand for housing in large U.S. cities. Likewise, food, clothing, entertainment, and other living expenses may be more expensive in a city.

Creating a Budget
Budgeting is a continuous process. At this stage, work on a "big picture" budget that will include tuition, room and board, transportation, and living expenses. Later you can be more specific, taking into consideration all the additional expenses of moving and settling in. One very important factor in the "big picture" budget is health insurance, which can be as little as $1,000 annually for an individual or as much as $5,000 for a family.

Sources of Financial Aid
Locating financial aid for international students is sometimes not the easiest task, however we have compiled the most popular and common places that students can find international financial aid and put them into one easy to read resource page.

International Student Loans
Loans are available to international students that are planning to study in the USA, as long as they are planning to attend an approved school and have a US Citizen or permanent resident who can co-sign the loan with them.

International Scholarships
There are hundreds of resources available online that offer scholarships or access to search for scholarships, but not all are legitimate and some are there just to scam students. Learn how to spot a scholarship scam and locate the resources that are tried and trusted.

Read More

Financial Aid for the UK

The most common questions international students ask revolve around the need for financial aid of some form. The questions that arise include things like:


The most common questions international students ask revolve around the need for financial aid of some form. The questions that arise include things like:

- Where do I look for scholarships?

- Can I find scholarships to study abroad?

- Are loans available?

- What expenses will I have to pay?


Probably the most emailed topic, is how to obtain a scholarship or where to look for one. In short, the answer to all scholarship questions is unless you take the time and energy to look for one, and work diligently to prepare an excellent application package for each scholarship, you will probably not get one.

Students cannot expect scholarships and financial aid to fall into their lap, so do your homework, do your research and try to find the one scholarship that will work for you and then apply for it. There are many places to look for scholarships so this section is designed to provide you with a starting point.

It can be very hard to find a good scholarship site but one thing you should be very careful of are sites that charge you access to view or search scholarships. You should not need to pay money to search for scholarships - so keep to the free resources they are just as good and sometimes much better!

Free Scholarship Resources
International Scholarships - they have an online database that is open to all students. You will need to register an account but once that is done (at no cost) you can have access to view and search international awards.
International Education Financial Aid - similar to the site above offering students a free resource of international scholarships for study around the world
Education UK Scholarship Search - specific to the UK, this directory provides a free scholarship search like the 2 sites above.

Another very good free resource is Google, Yahoo, MSN or any other major search engine. All you need to do is search on terms like "manufacturing scholarship uk" or "business scholarship london". Use a variety of terms to get some good results back!

How to spot a scholarship scam!
Scholarship scams are all over the place, and as an international student you are a prime target for people to scam you out of money. The general rule of thumb when it comes to scholarship scams are:

  1. - If you must pay money to get money, it might be a scam.
  2. - If it sounds too good to be true, it probably is.
  3. - Spend the time, not the money.
  4. - Nobody can guarantee that you'll win a scholarship.
  5. - Legitimate scholarship foundations do not charge application fees.
  6. - If you're suspicious of an offer, it's usually with good reason.

Am I eligible for a scholarship?
Eligibility depends on the scholarship. There is no general rule of thumb on whether you are eligible for a scholarship. All scholarships vary in their eligibility requirements, some ask for a certain TOEFL score, some ask that you are from a certain country. You will need to do your own research to see if you are eligible for a scholarship.

How do I apply?
As with eligibility, there is not set rule on how to apply for scholarships. Some ask for a specially written piece of work, some ask for you to be pursuing a certain field and some just require you to complete an application form. If you find a scholarship that you think you may be eligible for, contact the award administrator of that award.

Read More

Financial Aid for Australia

While studying in Australia, you will need sufficient funds to cover your living expenses (housing, food, clothing, etc) and health insurance, as well as university's tuition and fees.

So how much money will you need? You can get a general idea about expenses by looking at catalogs or application information provided by the university. Remember, however, that tuition rates vary tremendously. Some universities could be cheaper than others, but this is not always true, so to get the best idea of expenses you need to contact the schools you are interested in.

The cost of living in different parts of Australia also varies. In general, living in urban areas (in or near a big city) is more expensive than living in smaller towns or rural areas. Renting an apartment in a big city can cost twice as much as it does in a smaller town because there is such high demand for housing in large Australian cities. Likewise, food, clothing, entertainment, and other living expenses may be more expensive in a city.

Budgeting is a continuous process. At this stage, work on a "big picture" budget that will include tuition, room and board, transportation, and living expenses. Later you can be more specific, taking into consideration all the additional expenses of moving and settling in.

Remember, you should never count on earning enough from working in Australia to pay your way.

Read More